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Suggests
It's never too soon to start planning ahead if you are thinking about buying a new home within the next year.
"Some things like qualifying guidelines, interest rates and house prices aren't in your control and may change before you're ready, but it's still smart to educate yourself about the things you can control. For example, your down payment, credit score, and housing preferences." Marcie Gaffer, Bankrate.com
How much can you borrow?
To come up with your plan, you'll need to talk to a lender who will help you figure out what type of home loan will meet your needs and how much you can borrow to buy a home based on your personal financial situation.
Through our over 30 years in the real estate industry, we , at The Leonard Real Estate Group know many lenders with extensive experience in the mortgage industry that can assist you evaluate the best program for you.
Are you qualified for a $200,000 house or $300,000 house? Also, based on your credit, how much would that price require you to put down and what would your payment look like?
Our mortgage pro can also help you review your credit history so you can dispute any errors and make other changes that put you in a better position.
Where do you want to live?
By setting your target price range early, you'll spend less time finding the specific house you want.
Starting early can also help you figure out whether you want to live in a more walkable community or a spread-out place where you'll have to drive to shops and other amenities.
Think about whether you want to live in a certain school district, close to relatives, or near a particular public transit line. How will it change your work commute?, and is that important to you.
The Leonard Real Estate Group can assist you in searching the various communities you are considering and provide you with current information about the schools, the community, including general demographics related to a specific property.
Find the right Real Estate Agent
Once you've settled on an area, talk to one or more real estate agents. Select the agent you feel comfortable with and is knowledgeable about the community you desire. The agent should have precise information about the market you want. That shows you they are knowledgeable and professionals.
The Leonard Real Estate Group takes great pride in their knowledge of the market and their years of experience representing many satisfied buyers.
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Call me Charlie (Licensed Real Estate Broker) 305 -726-8416 or Sean (Licensed Realtor) 786- 205-0187.
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These are just some of the things we do for our homebuyers.
1. Sit with you to discuss your plan of action.
2. Provide materials sourced just for buyers so you feel more comfortable during the home buying process.
3. Refer you to lenders with extensive experience in the mortgage industry that can assist you evaluate the best program for you, so you'll know how much you qualify to borrow. Our mortgage pro can also help you review your credit history so you can dispute any errors and make other changes that put you in a better position.
4. Provide information and insight into Miami Dade County's various neighborhoods and cities. We've been in the business for over 30 years, we definitely know our way around.
5. Email you, on a scheduled basis, market reports (like this) of your desired neighborhood, that way you can see the latest what's for sale, what has sold how much above or below listing price, price per sq. ft., etc.
